FAQ

No. Many first-time buyers qualify with credit scores that are not “perfect.” Different loan programs allow for different credit ranges. If credit is a concern, I can help you understand where you stand and what steps may improve your options.

It depends on the loan type, price range, and your situation. Some buyers qualify with low or even zero down payment options. I’ll help you understand:

• Down payment options

• Estimated closing costs

• What’s realistic for your monthly budget

Not always — but getting pre-approved early is strongly recommended. It helps you understand your price range and makes your offers stronger. If you’re not sure where to start, I can connect you with trusted local lenders.

That’s okay. Many first-time buyers reach out simply to ask questions or understand the process. There’s no pressure to buy before you’re ready — education comes first.

Yes, but rural properties often come with extra considerations like:

• Septic systems

• Wells

• Acreage

• Driveway access

• Utility availability

I help buyers understand these details before making decisions.

Rural properties may involve additional inspections, lender requirements, or property-specific details. My experience working with these types of homes helps ensure nothing is overlooked.

Yes. Some loan programs are designed specifically for rural locations. Eligibility depends on the property and buyer qualifications, and I can help you explore whether these options may apply.

It varies. Some buyers are ready quickly, while others take time to plan and prepare. Once under contract, most closings take about 30–45 days.

Yes — absolutely. I take an education-first approach and make sure you understand what’s happening, what your options are, and what comes next.

I’m happy to explain how this works in more detail during our conversation.